Underwriters

Our underwriting team boasts a wealth of talent and experience with over 100 years of legal practice experience collectively.

Our team only underwrites title insurance, meaning that our skills are focussed, ensuring that you and your client receive the best service for your case. Every underwriter also has personal underwriting authority on behalf of First Title Insurance, meaning that you can get an immediate response to your problem.

Paul Denholm - Senior Underwriter

Paul Denholm - Senior Underwriter

Prior to joining First Title, Paul had been in local government legal practice in England and South Africa for 15 years. An Advocate of the High Court of South Africa, he was involved in post apartheid land restitution settlements and regeneration schemes.  In his current role, Paul specialises in providing insurance solutions for property transactions affected by unusual risks such as planning defects, judicial review and commons & village green. Paul is also involved with developing First Title's online insurance solutions and streamlined underwriting processes.

Kevin Mills - Senior Underwriter

Kevin Mills - Senior Underwriter

Kevin completed his law degree in July 2000 and joined First Title in October of the same year. Having worked with the residential team for a year Kevin progressed into the commercial underwriting team. Kevin now deals with a number of cases from Eastern Europe and Germany and has recently been involved with providing village green insurance for a residential development site in the West Midlands worth £150 million and providing a 'rights of light' policy on a mixed residential and commercial development in the City of London worth £400 million.

Graham Waller - Senior Underwriter

Graham Waller - Senior Underwriter

Graham joined First Title in December 2006 following a 16-year career at Royal & SunAlliance. Since joining First Title, Graham has been involved in underwriting and securing a number of high value and complex deals, most notably risks involving a landmark building in London valued in excess of £1 billion and the £350 million mixed-use regeneration of a waterfront location in Wales. He was also involved in the Dawnay Day portfolio deal where title insurance was used for the first time to facilitate the sale of distressed assets by a receiver.

Kelly Reynolds - Underwriter

Kelly Reynolds - Underwriter

Kelly joined First Title in April 2007, having previously worked at Royal &SunAlliance. Since joining First Title Kelly has continued with her CII studies and is currently DipCII qualified. Kelly underwrites a variety of risks for the UK team and specialises in complex village greens cases. Kelly has recently underwritten a high profile village green case on which an application has successfully been refuted.

Sarah Maynard - Underwriter

Sarah Maynard - Underwriter

Sarah joined First Title in December 1984. A long-standing employee, Sarah brings a vast wealth of knowledge to the commercial underwriting department and has experience in underwriting high value, complex property deals for law firms, brokers, international corporations, regional development agents and central government departments.

Amber Ragoobar - Underwriter

Amber Ragoobar - Underwriter

Amber joined First Title in 1996, as a conveyancing assistant. In 2007 she joined First Title Insurance as an Assistant Residential Underwriter. She was promoted to Residential Underwriter in 2008, and now manages a team dealing with all aspects of both residential underwriting and commercial assumption-based underwriting.  

Wesley Timothy - Underwriter

Wesley Timothy - Underwriter

Wesley joined First Title in April 2007. Since then, he has been exposed to a wide variety of title related issues, such as restrictive covenants, easements, chancel repair liabilities, also village green and judicial review.  Wes graduated with a Law LLB in 2002, his role requires him to keep up to date with the many changes in the law, governing the transfer and use of property.  Wes is currently working on the development of our assumption based underwriting products.